Home Loan for Salaried Employees; make your biggest decision the Smartest
A home loan offers a chance of owning a Home and building an asset while at the same time enjoying the tax benefits. Home loan on salary basis is the most offered product thus propelling the growth of overall Housing in the country. Having a salary account attracts host of offers and benefits on Home loan for Salaried Individuals. You have to only pay 20% of the property cost out the total and balance will be funded thru Home loan for Salaried. Salary Criteria for Home loan varies from Banks to bank & NBFC's. In today's scenario, to avail best rates and tenor benefits one has to qualify for the minimum salary criteria kept for housing loan, apart from good repayment track, banking, and off course the type of property. Home loan rates vary for urban to rural housing and so is the minimum salary required for availing the Housing loan.
Loan Amount: Up to Rs 5 Cr
Loan Tenor: Up to 30 yrs
LTV: Up to 90% of the property value
Profile: Salaried | Self Employed Professionals | Self-employed Non- Professionals
Income: Cash Salaried | Pension Income | Business Income | Normal salaried
Property: Gram Panchayat | Nagar Palika | CIDCO | RERA Approved | State Development Authority Approved etc.
Documentation -- Home Loan
Home loan documentation varies with the type of property and the purpose. Broadly below is the list of documentation required from all the 3 types of profiles looking for Home Loan
Home Loan for Salaried - Application form with latest colored photo | Identity and residence proof | latest salary slip & form 16 | Last 6 months bank statement | processing fees
cheque
Home Loan for Self Employed Professional - Application form with latest colored photo | Identity and residence proof |Educational Qualification certificate & proof of business
existence | last 3 yrs ITR's with P&L & Balance sheet | Last 6 months banks statement | processing fee cheque
Home Loan for Self Employed Non Professional - Application form with latest colored photo | Identity and residence proof |Educational Qualification certificate & proof of
business existence | Business Proof | ast 3 yrs ITR's with P&L & Balance sheet | Last 6 months banks statement | processing fee cheque
Home Loan Benefits: Home Loan for salaried comes with host of benefits likes: Lower EMI option, longer repayment tenor, easy application process, doorstep facility., tax benefits
Home Loan Portfolio: Home loan covers an array of products such as Home Improvement Loan | Construction Loan | Purchase of Home | Renovation Loan | Home Extension Loan | Purchase of land or Plot under Purchase+ Construction Loan etc.
Home Improvement loan - structural changes | extension | repairs
Construction loan - for those who already have land or plot and need funds for residential house construction
Home Purchase Loan - For purchase of residential property like house, flat, bungalow, apartment etc
Home renovation loan - For maintenance and repairs like tiling, roofing, flooring, interiors, etc.
Home Loan for Salaried made simple & easy: Finding the best Home Loan for salaried: Today, Home loan finance is totally a hassle free process with door step facility. One can easily find online line under several search options
say house loan near me, home loan near me, best housing loan, house purchase loan, housing loan rates, best home refinance rates, loan for construction, construction loan, property loan, cheapest housing loan etc. One gets host of
options thru search but come up with right loan option with right offerings, here Credit Sure comes into picture. We at credit sure helps you with right lending partner who not only understands your requirements but also provide you
the best Home Loan solutions.
Eligibility for Home Loan
for Salaried: Whether you are availing Home loan against salary or exploring housing loan minimum salary requirements, all your queries comes to end at Credit Sure. We help you with right loan
option with host of benefits which not only helps you to realize your dream of owning a Home but also provide you ease and comfort on the repayment part, as it is backed with best rates and tenor. Today, the minimum salary criteria
for availing of the Home loan starts from Rs 10k onwards. Cash salaried individuals also gets qualified for home loan for Salaried.
Home Loan for Non-salaried Individuals
We at credit sure not only cater Home loan for salaried but also address the Home loan for self-employed or non-salaried individuals. Whether you are planning to buy a ready possession property or under construction
house property, we at Credit Sure help you to find the best available loan option that matches your requirements.
Home Loan for Salaried & Non-Salaried depends upon multiple factors: Age, number of dependents, income, applicant assets and liabilities, job or business stability, and are
subject to terms & conditions as laid by Bank / NBFC's for the loan
Key terms - HomeLoan
Home Loan | Construction Loan | Land Loan | Plot Loan | Home Improvement Loan | Home Extension Loan | Home Finance | Housing Loan | House Purchase Loan | Home Loan near me |
Cheapest Home Loan | Best Housing loan | Home loan for Salaried | Home Loan for Non-Salaried or Home loan for Self Employed
