Thank you for visiting creditsure.in. Credit Sure is the author and publisher of the internet resource www.creditsure.in (Website) on the World Wide Web as well as the
software and applications provided by Credit Sure, including but not limited to the software and applications on the Website.
1) We respect the privacy of everyone who visits this Website.
Notwithstanding your registration with 'do not disturb' or 'do no call' services, by sharing your contact number on the Website you are authorizing Credit Sure, its representatives, its partner banks, NBFCs and financial institutions and their representatives, to get in touch with you by giving you a promotional call or through sms, and to offer you their services in addition to the product / service offered by Credit Sure.
By sharing your email id you are authorizing Credit Sure, its representatives, its partner banks, NBFCs and financial institutions and their representatives, to get in touch with you through promotional emails and offer you their services in addition to the products / service offered by Credit Sure.
Credit Sure, its officers, employees and agents (if appointed) are required to collect certain information (which may include sensitive personal information) from you to assist us in our relationship with you.
If you are unable to provide the information we need we may not be able to provide you with the product or service, you have requested. The types of information collected can include:
2) Collection of Information
(a) At times we may request that you supply us with personal information. Generally this information is requested when you want us to provide you with information or a service. We may gather the following information:
(b) Information that is freely available in the public domain or accessible under the Right to Information Act, 2005 or any other law will not be regarded as personal information or sensitive personal data or information.
(a) At this Website, information sent by your web browser, may be automatically collected. This information typically includes the domain name (the site after the @ in your e-mail address). It may also contain your user name (the name before the @ in your e-mail address). Other examples of information collected by our server include the Internet Protocol (IP) address used to connect the visitor's computer to the Internet, operating system and platform, the average time spent on our Website, pages viewed, information searched for, access times, Websites or applications visited before and after a visitor visits our Website, and other relevant statistics. The amount of information sent depends on the settings you have on your web browser. Please refer to your browser if you want to learn what information it sends;
(b) All such information will be used to assist us in providing an effective service on this Website. We may from time to time supply the owners or operators of third party websites from which it is possible to link to our Website with information relating to the number of users linking to our Website from such third party websites;
(c) We also use the information which we automatically receive from your web browser to see which pages you visit within our Website, which websites you visited before coming to ours, and where you go after you leave. This is helpful to understand how our visitors use this Website. We use this information in the aggregate to measure the use of our Website and to administer and improve our Website. This statistical data is interpreted by the Company in its continuing effort to present the Website content that visitors are seeking in a format they find most helpful;
(d) When you use a Device to access our Website, we may access, collect, monitor, store on your Device, and/or remotely store one or more "device identifiers." Device identifiers are small data files or similar data structures stored on or associated with your Device, which uniquely identify your Device. A device identifier may be data stored in connection with the device hardware, data stored in connection with the device's operating system or other software, or data sent to the device by us; and
(e) A device identifier may deliver information to us or to a third party partner about how you browse and use the service and may help us or others provide reports or personalized content and ads. Some features of the Website may not function properly if use or availability of device identifiers is impaired or disabled.
3) Use of your information
(a) We collect and use your personal information in order:
4) Commitment to Information Security
We take appropriate measures to ensure that your information disclosed to us is kept secure, accurate, and up to date. This site has reasonable security measures in place to protect the loss, misuse, and alteration of the information under our control. We utilize firewalls, SSL encryption technologies, and secured server and authentication procedures for security purposes for our website.
Unauthorized attempts to upload or change information (or otherwise cause damage to this Website) are strictly prohibited. However, we assume no liability for any disclosure of information due to any errors in transmission, unauthorized third party access to our website and databases or other acts of third parties, or acts or omissions beyond our reasonable control.
5) Links to Third-Party Websites
This Website contains links to sites outside www.creditsure.in. The Company is not responsible for the privacy practices, the content, the authentic nature or safety of such other websites; and
6) Sharing your information with third parties
We may pass your Personal Information including your name, number and address on to a third party in order to deliver the services you have requested for;
We may also share your data with our affiliates or agents or vendors or partner banks, NBFCs, and other financial institutions, providing services through the Website. You further authorize the affiliates or agents or vendors to use this information to provide services to you, directly or indirectly;
We may also use your data in order to manage this Website, enable you to subsequently access parts of this Website, detect any fraud or abuses, send you information relevant to the Website or our services, and in case we have any queries;
We may disclose your information to service providers under contract who help with our business operations and services offered on the Website (such as, but not limited to, document collection services, user verification service providers, user credit rating agencies, etc.);
We may also disclose your information to respond to legal requirements, enforce our policies, respond to claims that a listing or other content violates the rights of others, or protect anyone's rights, property, or safety. Such information will be disclosed in accordance with the applicable laws and regulations;
We may also share your information with law enforcement, governmental agencies, or authorized third-parties, in response to a verified request relating to a criminal investigation or alleged illegal activity or any other activity that may expose us, you, or any other stakeholder of the company to legal liability. We may also disclose your information if: (i) required to do so under any law for time being in force, or required to do so under any order, decree or award passed by any Court, Tribunal or any statutory authority; (ii) trying to protect against the occurrence of, or prevent actual or potential, any fraud, hacking, malware attack or unauthorized transactions or for investigating any of the aforesaid activity which has already taken place;
You must only submit to us or our agent or the Website information which is accurate and not misleading and you must inform us of any changes; and
Under no circumstances do we rent, trade, or share your personal information that we have collected with any other company for their marketing purposes without your consent. We reserve the right to communicate your personal information to any third party that makes a legally-compliant request for its disclosure.
7) How long do we keep your information?
8) Information placed on your computer - Cookies
We may store some information such as cookies on your device when you access our Website. Cookies are text files containing small amounts of information which we download onto your device when you visit our Website and App for record-keeping purposes. We can recognise these cookies on subsequent visits and they allow us to remember you.
We use both session and persistent Cookies. Session Cookies expire and no longer have any effect when you close your browser. Persistent Cookies remain on your device until you erase them or they expire;
You are always free to decline cookies if your web browser permits, although doing so may interfere with your use of our Website. Refer to the help section of your browser, browser extensions, or installed applications for instructions on blocking, deleting, or disabling Cookies;
We encode and protect our Cookies so that only we can interpret the information stored in them;
You may encounter Cookies from third parties, known as service providers, that we have allowed on our site that assist us with various aspects of our web site operations and services; and
If you want to find out more information about cookies, go to http://www.allaboutcookies.org or to find out about removing them from your browser, go to http://www.allaboutcookies.org/manage-cookies/index.html.
9) Children's and Minor's Privacy
All users must always provide accurate and updated information to the website enables you to change or amend your provided information, through your registered account on our system.
Users can request to ask if we are holding and piece of their personal data or receive a copy of that information, provided that you have given us a viable proof of your identity. In case you are not able to prove your identity, the company reserves the right of refusal to send forward any personal details of our registered users. We will also make sure to respond promptly to all user requests for any personal details that the company holds about the user.
12) Contacting us
13) Additional Terms and Conditions